Give Thanks for People of Honor, Integrity, Courage, and Compassion

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Today, I would like to give thanks to all the people of honor, integrity, courage, and compassion, who have stepped forward in these trying times. There are those like Fiona Hill, who speak truth to power, in spite of the potential consequences. There are those, like Scott Warren, reach out and help those in need, again, in spite of the potential consequences. Where are the Christian communities calling out for the end of the separation of children from the families? … Continue reading →

RFI: Fannie Mae and Freddie Mac Duty to Serve Plans

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Today I submitted a comment on the current proposals from Fannie Mae and Freddie Mac related to their Duty To Serve obligations. From the FHFA website: The Duty to Serve (DTS) requires Fannie Mae and Freddie Mac (Enterprises) to facilitate a secondary market for mortgages on housing for very low-, low-, and moderate-income families in: Manufactured housing, Affordable housing preservation, and Rural housing. The 2018-2020 Plans describe specific activities each Enterprise will undertake to fulfill their Duty to Serve obligations … Continue reading →

A Letter to Supervisor Frost on the Affordable Housing Crisis

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Supervisor Frost; We are in the middle of a major Affordable Housing Crisis that calls for smart and compassionate responses from all our elected representatives. This letter is in response to your email message trying to explain an action that we believed failed this test. 08 November 2019: Why I voted against the emergency eviction ordinance. In your message, you hit one nail on the head; “In 2019 the National Apartment Association conducted a survey of firms that build multifamily … Continue reading →

Open letter to Poster Boy Frank Rolfe

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Dear sir; You should be placed on a pedestal as the Poster Boy for the nation’s current Affordable Housing Crisis. For decades this nation had an example of affordable housing that worked beautifully. Families would establish a business to invest in communities where others could rent a place to live in their manufactured homes. The site rents brought in enough money to support operations, maintenance and provide the owners with a comfortable living. They were similar to non-profit organizations, except … Continue reading →

Taking Advantage of the Poor

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Today, in many occupations, it is common practice to ignore the impact of your actions on people. Sometimes, you aren’t aware that there is an impact. However, often the impact is easily understood, yet still ignored as not relevant to your work. The problem is the fact that a corporation or a bureaucracy is not a “person”. It has no conscience or sense of compassion. It has internal rules, goals and guidelines. It is up to us to supply it … Continue reading →